Welcome to the website. Please, carefully read all the terms below.
The website’s entire content is offered by Marcio Buarque Loureiro, in this term represented only by “AUTHOR.” These terms regulate all rights and obligations of everyone who accesses the website, referred to in this term as “USER,” safeguarded all the rights are foreseen in the legislation, bring the clauses below as a requirement for access and visit the website, located at www.m4rcio.com. Permanence on the website automatically implies reading and tacit acceptance of these terms of use below. This term was last updated on December 8, 2022.
The function of the website
This electronic site was created and developed to bring high-quality, informative content. Through creating quality content exclusively designed by himself, the Author seeks to get knowledge within everyone’s reach and disseminate the services themselves.
The content is informative and does not consist of financial, legal, tax, accounting advice, or any other professional service provision. Use of this material is at the user’s own risk.
The Author may change the content and suspend or terminate, at its sole discretion, at any time, any services, products, utilities, or applications available on this website.
The available information may be updated or modified from time to time and should not be interpreted as definitive.
The Author will use his best efforts to keep the information and material contained on the website as accurate, up-to-date, and complete as possible.
The Author is not responsible for any loss or damage, direct or indirect, resulting from:
(1) This website contains any inaccuracy or failure to insert information, delays, interruptions, errors, or omissions in the data delivery.
(2) Any decision or action taken by you or any third party based on information on this website.
Acceptance of the terms
This document, called “Terms of Use,” applicable to all visitors to the website, was developed by the Author.
This term specifies and requires that every user, when accessing the website, reads and understands all its clauses since it establishes between the Author and the user rights and obligations between both parties, expressly accepted by the visitor to remain to browse the website.
By continuing to access the website, the user expresses that he accepts and understands all the clauses, as well as fully agreeing with each one of them, this acceptance being essential for remaining in it. If the user disagrees with any clause or term of this term, he must immediately interrupt his navigation in all ways and means.
This term can and will be periodically updated by the Author, who reserves the right to change it without any type of prior notice or communication. It is crucial that the user continuously checks if there has been any change in terms of use and when it was last updated.
Access to the website
The website typically works 24 (twenty-four) hours a day. Still, minor interruptions may occur temporarily for adjustments, maintenance, server changes, technical failures, or force majeure, which may leave the website unavailable for a limited time.
The AuthorAuthor is not responsible for any loss of opportunity or damage that this temporary unavailability may cause to users.
In case of maintenance that requires a more extended period of time, the website will inform users in advance, through their social networks, of the need and expected time for the website to be offline.
Access to the website is only allowed to persons over 18 years of age or with full civil capacity. For access by minors, the express authorization of parents or guardians is required, being responsible for any access made by them.
If it is necessary to register with the platform, the user must fill out a form with their data and information to access a restricted part.
All data is protected following the General Data Protection Law. When registering with the site, the user entirely agrees with the collection of data by the Law and the Privacy Policy of the website.
About Use Licences
The content of the entire www.m4rcio.com site is proprietary and protected by copyright.
The user will be able to access all the website contents, such as articles, videos, and images, not implying any type of assignment of rights or permission to use or copy them.
The unauthorized use of any material may violate these rights.
All rights are preserved, according to Brazilian legislation, mainly in the Copyright Law (regulated in Law nº 9.610/18), as well as in the Brazilian Civil Code (regulated in Law nº 10.406/02), or any other applicable legislation.
Additionally, all content is licensed under CC BY-NC 4.0. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/4.0/
Only non-commercial use of the content and other information provided is allowed, including those made available on social networks. Any and all types of monetization of the original information from analyzes and work carried out in this website initiative will be considered an improper commercial use.
Anyone using information from the website must include proper attribution, or in other words, the source must be credited.
All website content is protected by copyright, and its use, copy, transmission, sale, assignment, or resale must follow Brazilian law, with the AuthorAuthor having all rights reserved and not allowing copying or use in any way. and a half, without express written authorization from the same.
The Author may, in specific cases, occasionally allow exceptions to this right, which will be clearly highlighted in it, with the form and permission to use the protected content. This right is revocable and limited to the specifications of each case.
If you have any questions about using this material, please contact the Author.
Creative Commons License
Attribution-NonCommercial-ShareAlike 4.0 InternationalThis is not a Free Culture License.
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
About obligations
When using the website, the user entirely agrees to the following:
(1) In no way or means carry out any type of action that tries to invade, hack, destroy or harm the structure of the electronic site, platform, or its commercial partners. Including, but not limited to, the sending of computer viruses, DDOS attacks, improper access through failures in the same way or any other way and means.
(2) Not to undue disclosure in the comments of SPAM content, viruses, content that does not have the copyright, or any other content that is not relevant to the discussion of that text, video, or image.
(3) Prohibition of reproducing any content on the website or platform without express authorization, being liable for civil and criminal liability.• With the website’s Privacy Policy, as well as how we treat data related to registration and visits to the website, we may request their deletion at any time and in any way through the contact form.
Images – Rights of use and copyright
The images used in the logos, banners, videos, and icons in this publication and in its social networks, relevant to the periodical newsletter and the logos, were taken from widely used and freely used images on the internet (including GIFs, when applicable). Images were also acquired by the AuthorAuthor on the website iStock and Vector Stock to modify the designs. The customization and editing process was done by the Author.
The images used throughout the editions may also have been obtained from websites by adhering to their terms of use. See below for a list of sources:
• FREEPIK – https://www.freepik.com
• PEXELS – https://www.pexels.com
• FREEDESIGNFILE – https://freedesignfile.com
• UNSPLASH – https://unsplash.com
• VECTOR STOCK – https://www.vectorstock.com
• ISTOCK – https://www.istockphoto.com/
• PNG ALL – http://www.pngall.com
Monetization and Advertising
The Author can rent or sell advertising spaces on the platform or on the website, directly to advertisers, or through specialized companies.
These advertisements do not mean any form of endorsement or responsibility for them, with the user being responsible for purchases, visits, accesses, or any actions related to these companies.
All advertisements on the website or platform will be clearly highlighted as advertising, as a form of www.m4rcio.com website disclaimer and user knowledge.
These ads can be selected by the advertising company automatically, according to the user’s recent visits and based on his search history, following the platform’s access policies.
About comments
The content of the comments posted from each publication on this website is the sole and exclusive civil and criminal responsibility of the user and/or registered visitor.
The same goes for any solution adopted in creating virtual spaces for discussing themes presented in the periodical bulletin or on the website.
The Author is not responsible for any damages allegedly arising from the opinions and comments of third parties. Any occurrence of this nature will contact the author’s unrestricted help, as the tool administrator, for clarification and other demands arising from disputes or occurrences within the virtual environment.
Published comments, including those on social networks, however, may be moderated by the Author, and, at any time and at his discretion, delete and limit the display of any text that violates the law or the rules of the term of use, or as a result of complaints without this implying management for the applicant or suitable for the user and/or visitor.
Comments must not contain advertising under any circumstances, direct or indirect, pornographic, vulgar, racist, or offensive; information about illegal activities and incitement to crime; defamatory; derogatory or libelous statements.
At any time and unilaterally, the Author can cancel the system of comments and interactions on social networks without prior notice.
General Data Protection Regulation (GDPR)
Adherence to the GDPR/LGPD is compulsory in the services that host the website.
Data is stored and protected by the service provider.
The Author is not responsible for any type of information leakage that occurs within the environment controlled by hosting service providers; after all, he has no management over this environment.
General Terms
The website will display hyperlinks throughout your navigation, which may lead directly to another author’s page or to external electronic sites.
Although the website only creates links to extremely reliable external sites, if the user accesses an external site, the Author has no responsibility for the means, being a mere indication of content complementation, being the same responsible for the access, as well as for any actions that may be carried out on this site.
In the event of any legal conflicts between the user and the Author, the forum chosen for the due action will be the district of Rio de Janeiro, even if there is another more privileged one.
This Term of Use is valid from December 8, 2022.